13. Anyone wise in words makes himself loved. But the graces of the foolish will be poured away.
14. A gift from the unwise will not benefit you. For his gaze is divided, sevenfold.
15. He will give little, and reproach much. And the opening of his mouth is like a burning flame.
16. There is one who lends today and demands repayment tomorrow. A man such as this is hateful.
17. A foolish man will not have a friend, and there will be no thanks for his good deeds.
18. For those who eat his bread have a false tongue. How often and how many are those who will ridicule him!